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Senior changes will to leave fortune to pets instead of family

<p>An elderly woman in China has decided to leave her $A4.3 million fortune to her pets instead of her three children, after she claims they never visited or took care of her when she was sick. </p> <p>The Shanghai woman, known by her last name Liu, drafted the will a few years ago according to the <a href="https://www.scmp.com/news/people-culture/trending-china/article/3248592/elderly-china-woman-leaves-us28-million-assets-beloved-pets-instead-children-who-never-visited-even" target="_blank" rel="noopener"><em>South China Morning Post</em></a>. </p> <p>However, as her three children rarely contacted her, and left her on her own while she was sick, Liu decided her cats and dogs were more deserving of her multi-million dollar fortune, and changed her will. </p> <p>Chen Kai, an official from the China’s Will Registration Centre headquarters, told her that leaving her entire inheritance to animals is illegal in China, but there is a way for her to ensure her pets get taken care of. </p> <p>“Liu’s current will is one way, and we would have advised her to appoint a person she trusts to supervise the vet clinic to ensure the pets are properly cared for,” he told the <em>South China Morning Post</em>. </p> <p>Another official added that Liu could always change her mind, if her children changed their attitude. </p> <p>“We told Auntie Liu that if her children change their attitude towards her, she could always alter her will again,” the official said. </p> <p><em>Image: Getty</em></p> <p> </p>

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Two senior royals undergo surgery

<p>King Charles and Kate Middleton have postponed their public duties following news that they are both being admitted to hospital for surgery. </p> <p>The news of both procedures were announced within hours of each other, with the Princess of Wales first announcing that had been admitted into hospital for a planned surgery. </p> <p>“Her Royal Highness The Princess of Wales was admitted to The London Clinic yesterday for planned abdominal surgery,” the statement from Kensington Palace read. </p> <p>The surgery was successful and the princess is expected to remain in hospital for 10 to 14 days before returning home to recover. </p> <p>No other details regarding the surgery were given, but a palace spokesmen has revealed that the condition was non-cancerous. </p> <p>“The Princess of Wales appreciates the interest this statement will generate,” the statement added. </p> <p>“She hopes that the public will understand her desire to maintain as much normality for her children as possible; and her wish that her personal medical information remains private.” </p> <p>The palace added that they will “only provide updates on Her Royal Highness’ progress when there is significant new information to share.”</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/C2NDoYrN-9r/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/C2NDoYrN-9r/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by The Prince and Princess of Wales (@princeandprincessofwales)</a></p> </div> </blockquote> <p>Based on the medical advice, the royal will be out of public duty until after easter, which falls on the 31st of March. </p> <p>They also added that Prince William will also postpone several engagements while his wife is recovering. </p> <p>Less than two hours after the shock announcement, Buckingham Palace revealed that King Charles will also head to hospital next week for a “corrective procedure” on an enlarged prostate. </p> <p>“His Majesty’s condition is benign and he will attend hospital next week for a corrective procedure," the statement read. </p> <p>“The King’s public engagements will be postponed for a short period of recuperation.”</p> <p>Benign prostate enlargement is not a sign of a cancer or a risk of cancer occurring, with one in three men over the age of 50 having symptoms of an enlarged prostate. </p> <p>While few details of Kate's condition were made public, His Royal Highness was keen to share information and encourage other men experiencing symptoms to get their conditions checked. </p> <p><em>Image: Getty</em></p> <p> </p>

Caring

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Thinking of using an activity tracker to achieve your exercise goals? Here’s where it can help – and where it probably won’t

<p><em><a href="https://theconversation.com/profiles/corneel-vandelanotte-209636">Corneel Vandelanotte</a>, <a href="https://theconversation.com/institutions/cquniversity-australia-2140">CQUniversity Australia</a></em></p> <p>It’s that time of year when many people are getting started on their resolutions for the year ahead. Doing more physical activity is a popular and <a href="https://link.springer.com/article/10.1007/s13668-016-0175-5">worthwhile</a> goal.</p> <p>If you’re hoping to be more active in 2024, perhaps you’ve invested in an activity tracker, or you’re considering buying one.</p> <p>But what are the benefits of activity trackers? And will a basic tracker do the trick, or do you need a fancy one with lots of features? Let’s take a look.</p> <h2>Why use an activity tracker?</h2> <p>One of the <a href="https://doi.org/10.1186/s12966-020-01001-x">most powerful predictors</a> for being active is whether or not <a href="https://www.sciencedirect.com/science/article/abs/pii/S0140673621026301">you are monitoring</a> how active you are.</p> <p>Most people have a vague idea of how active they are, but this is inaccurate a lot of the time. Once people consciously start to keep track of how much activity they do, they often realise it’s less than what they thought, and this motivates them to be more active.</p> <p>You can self-monitor without an activity tracker (just by writing down what you do), but this method is hard to keep up in the long run and it’s also a lot less accurate compared to devices that track your every move 24/7.</p> <p>By tracking steps or “activity minutes” you can ascertain whether or not you are meeting the <a href="https://www.health.gov.au/topics/physical-activity-and-exercise/physical-activity-and-exercise-guidelines-for-all-australians/for-adults-18-to-64-years">physical activity guidelines</a> (150 minutes of moderate to vigorous physical activity per week).</p> <p>It also allows you to track how you’re progressing with any personal activity goals, and view your progress over time. All this would be difficult without an activity tracker.</p> <p>Research has shown the most popular brands of activity trackers are generally reliable when it comes to tracking basic measures such as <a href="https://doi.org/10.2196/18694">steps</a> and <a href="https://doi.org/10.1123/jmpb.2019-0072">activity minutes</a>.</p> <h2>But wait, there’s more</h2> <p>Many activity trackers on the market nowadays track a range of other measures which their manufacturers promote as important in monitoring health and fitness. But is this really the case? Let’s look at some of these.</p> <p><strong>Resting heart rate</strong></p> <p>This is your heart rate at rest, which is normally somewhere <a href="https://www.healthdirect.gov.au/resting-heart-rate">between 60 and 100 beats per minute</a>. Your resting heart rate will gradually go down as you become fitter, especially if you’re doing a lot of high-intensity exercise. Your risk of dying of any cause (all-cause mortality) is much lower when you have a <a href="https://pubmed.ncbi.nlm.nih.gov/28552551/">low resting heart rate</a>.</p> <p>So, it is useful to keep an eye on your resting heart rate. Activity trackers are pretty good at tracking it, but you can also easily measure your heart rate by monitoring your pulse and using a stopwatch.</p> <p><strong>Heart rate during exercise</strong></p> <p>Activity trackers will also measure your heart rate when you’re active. To improve fitness efficiently, professional athletes focus on having their heart rate in certain “<a href="https://chhs.source.colostate.edu/how-to-target-heart-rate-training-zones-effectively/">zones</a>” when they’re exercising – so knowing their heart rate during exercise is important.</p> <p>But if you just want to be more active and healthier, without a specific training goal in mind, you can exercise at a level that feels good to you and not worry about your heart rate during activity. The <a href="https://doi.org/10.1097/HCO.0000000000000437">most important thing</a> is that you’re being active.</p> <p>Also, a dedicated heart rate monitor with a strap around your chest will do a much better job at measuring your actual heart rate <a href="https://doi.org/10.1038/s41746-020-0226-6">compared</a> to an activity tracker worn around your wrist.</p> <p><strong>Maximal heart rate</strong></p> <p>This is the hardest your heart could beat when you’re active, not something you could sustain very long. Your maximal heart rate is not influenced by how much exercise you do, or your fitness level.</p> <p>Most activity trackers <a href="https://jamanetwork.com/journals/jamacardiology/article-abstract/2566167">don’t measure it accurately</a> anyway, so you might as well forget about this one.</p> <p><strong>VO₂max</strong></p> <p>Your muscles need oxygen to work. The more oxygen your body can process, the harder you can work, and therefore the fitter you are.</p> <p>VO₂max is the volume (V) of oxygen (O₂) we could breathe maximally (max) over a one minute interval, expressed as millilitres of oxygen per kilogram of body weight per minute (ml/kg/min). Inactive women and men would have a VO₂max lower than 30 and 40 ml/kg/min, respectively. A reasonably good VO₂max would be mid thirties and higher for women and mid forties and higher for men.</p> <p>VO₂max is another measure of fitness that <a href="https://doi.org/10.1001/jamanetworkopen.2018.3605">correlates well</a> with all-cause mortality: the higher it is, the lower your risk of dying.</p> <p>For athletes, VO₂max is usually measured in a lab on a treadmill while wearing a mask that measures oxygen consumption. Activity trackers instead look at your running speed (using a GPS chip) and your heart rate and compare these measures to values from other people.</p> <p>If you can run fast with a low heart rate your tracker will assume you are relatively fit, resulting in a higher VO₂max. These estimates are <a href="https://doi.org/10.1007/s40279-021-01639-y">not very accurate</a> as they are based on lots of assumptions. However, the error of the measurement is reasonably consistent. This means if your VO₂max is gradually increasing, you are likely to be getting fitter.</p> <p>So what’s the take-home message? Focus on how many steps you take every day or the number of activity minutes you achieve. Even a basic activity tracker will measure these factors relatively accurately. There is no real need to track other measures and pay more for an activity tracker that records them, unless you are getting really serious about exercise.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/219235/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/corneel-vandelanotte-209636">Corneel Vandelanotte</a>, Professorial Research Fellow: Physical Activity and Health, <a href="https://theconversation.com/institutions/cquniversity-australia-2140">CQUniversity Australia</a></em></p> <p><em>Image credits: Getty Images</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/thinking-of-using-an-activity-tracker-to-achieve-your-exercise-goals-heres-where-it-can-help-and-where-it-probably-wont-219235">original article</a>.</em></p>

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Why "Grey Divorce" is on the rise in Australia

<p>It seems that the older generation is taking a page out of the millennial playbook and saying, "Thanks, but no thanks" to marriage.</p> <p>According to a recent report by <a href="https://www.seniors.com.au/documents/australian-seniors-series-love-after-50-report-whitepaper.pdf" target="_blank" rel="noopener">Australian Seniors</a>, the trend of "Grey Divorce" has become so prevalent that one in three couples in Australia decide to call it quits after hitting the big 5-0.</p> <p>It turns out that once the kids have flown the nest, some couples find themselves facing a conundrum. And no, it's not a midlife crisis involving sports cars and questionable hair dye choices. It's the dreaded "empty nest syndrome" – t<span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">he sadness and upheaval that parents experience when their adult children finally leave the family home. </span></p> <p>The report clearly highlights that almost half of these later-in-life divorces are triggered by the empty nest syndrome, followed closely by increased financial pressures (35 per cent) and retirement adjustments (34 per cent).</p> <p>But the report also reveals a silver lining. Many singles over 50 are discovering greater happiness and fulfilment in their solo acts. It's like they've found the secret formula for joy, and it doesn't involve a partner – just personal space, independence, financial control, peace and quiet, and less stress. Who needs a spouse when you can have tranquillity and control over the TV remote?</p> <p>In fact, more than half of single people over 50 reported being content without a committed partner, and almost one-third claimed that their relationship status was a positive influence on their happiness. Move over, relationship goals; it's time for solo satisfaction to take centre stage.</p> <p>And for those still treading the murky waters of late-life love, there's hope yet. The report offers some sage advice from those who've managed to keep the spark alive, including open and honest communication about changing needs, supporting personal growth, and maintaining independence.</p> <p>While the report concludes that overall divorce rates in Australia have actually hit an all-time low in recent years, the over-50 crowd appear to be shaking things up and going their own way. So, whether you're contemplating marriage or dealing with an unexpected guest cancellation at your wedding, just remember – there's a 50/50 chance you'll be navigating the exciting world of "Grey Divorce" someday.</p> <p><em>Image: Getty</em></p>

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Why these dog breeds are ideal for seniors

<p><strong>Reasons why dogs are good for seniors </strong></p> <p>Affectionate, loyal, nurturing: There are lots of reasons why dogs make great companions for seniors. Not only do dogs provide comfort and friendship, but they also help keep seniors healthy and encourage sociability. In fact, a 2019 study found that people who owned dogs were more likely to maintain better heart health and be more active, than those without pets. “Dogs give seniors a reason to get up and move – and walking a dog keeps them fit,” explains veterinarian Dr Anita Kinscher-Juran. Another plus: When you get out of the house for that walk, you have more chances to be social, too, from greeting neighbours on the street to impromptu conversations with fellow dog owners.</p> <p>But adopting a dog is a big decision. Just like with a human companion, you need to understand what you’re looking for in a dog before committing to a long-term living arrangement.</p> <p>Some important points to think about as you search for the best dogs for seniors are energy levels (vets often recommend calm dog breeds for older folks), the size of your home (<a href="https://www.readersdigest.com.au/pets/13-best-apartment-dogs" target="_blank" rel="noopener">these are the best apartment dogs</a>) and the size of the dog, the breed’s socialness (some breeds, like Pomeranians, make the best emotional support dogs) and a dog’s age and temperament. Health and grooming needs and maintenance requirements (i.e. how often dogs need to be brushed, for instance) are also important considerations. Cocker spaniels, while super cute with their big, long ears, are also known for having frequent ear infections, for instance. And while Havanese, one of the cutest white dog breeds, are very portable, they also require a lot of grooming.</p> <p>The decision to adopt a pet is not one that should be taken lightly. “Bringing a pet into the household is a lifelong decision for that animal,” says Dr Kinscher-Juran. But after thoroughly considering your situation and needs, it’s comforting to know, as Dr Kinscher-Juran says “that there is a dog for everyone and every age.”</p> <p>Here are the top 15 best dogs for seniors.</p> <p><strong>Best overall: Bichon Frise </strong></p> <p>These white powder puffs of a dog are known for their sweet and friendly nature and are perfect for seniors seeking easy companionship – they also make <a href="https://www.readersdigest.com.au/food-home-garden/pets/15-best-dogs-for-first-time-owners" target="_blank" rel="noopener">great pets for first-time dog owners</a>. These low-maintenance pups aren’t difficult to potty train and don’t shed much, which is why they are one of the best dogs for older people, Dr Kinscher-Juran says. (But to keep their snow-white hair looking fluffy, they do require grooming every five or so weeks.)</p> <p>Bichons are gentle and playful and they get along well with other pets and children, so you don’t need to put them in another room if the grandkids stop by! At an average of 5 to 8 kilograms, they are also super portable. Not to mention smart. “One of my favourite bichons knew how to give a kiss in three different languages, one of which was Portuguese,” says Dr Kinscher-Juran.</p> <p>Like the best toy dogs, they are perfectly content to sit on your lap for hours every morning, as you read the paper or watch the news. Bichon Frise’s don’t require long, five kilometre hikes to keep them happy, rather they’re fine with 20- to 30-minute leisurely strolls. What they crave most is attention, something seniors often have time to give.</p> <p><span style="text-decoration: underline;"><em>Breed Overview</em></span></p> <p>Height: 24 to 30 cms  </p> <p>Weight: 5 to 8 kgs</p> <p>Life expectancy: 14 to 15 years</p> <p><strong>Best lap dog: Cavalier King Charles spaniel</strong></p> <p>If you are looking for one of the best dogs for older people, cavalier King Charles spaniels should be high on your list. It’s easy to fall in love with their big eyes and long ears. And Cavalier King Charles spaniels, in turn, like nothing more than to kiss and cuddle with their owners. Cavalier King Charles spaniels have an eager to please personality, which makes them easier to train.</p> <p>They also only require a moderate amount of exercise, which can be good for less active seniors. Beauty, of course, requires attention. Dr Kinscher-Juran suggests brushing their long luxurious coats once a day, which isn’t hard to do, considering they’re one of the best lap dog breeds!</p> <p><span style="text-decoration: underline;"><em>Breed Overview</em></span></p> <p>Height: 3.5 to 33 cms</p> <p>Weight: 5.8 to 8 kgs</p> <p>Life expectancy: 12 to 15 years</p> <p><strong>Best apartment dog: Pug</strong></p> <p>If you are looking for one of the best dogs for older people, cavalier King Charles spaniels should be high on your list. It’s easy to fall in love with their big eyes and long ears. And Cavalier King Charles spaniels, in turn, like nothing more than to kiss and cuddle with their owners. Cavalier King Charles spaniels have an eager to please personality, which makes them easier to train.</p> <p>They also only require a moderate amount of exercise, which can be good for less active seniors. Beauty, of course, requires attention. Dr Kinscher-Juran suggests brushing their long luxurious coats once a day, which isn’t hard to do, considering they’re one of the best lap dog breeds!</p> <p><span style="text-decoration: underline;"><em>Breed Overview</em></span></p> <p>Height: 3.5 to 33 cms</p> <p>Weight: 5.8 to 8 kgs</p> <p>Life expectancy: 12 to 15 years</p> <p><strong>Best small dog: Maltese</strong></p> <p>One of the best small dogs for seniors is the Maltese. These adorable white toy dogs were specifically bred to be companions. Loyal, sweet-natured, calm and adaptable, it’s not hard for a Maltese to quickly become seniors’ best four-legged friend. Though they love following their owners around, all they really need for health is short easy walks. At an average of 2 kilograms, Malteses are also easily transportable (which is a good thing since Malteses don’t like to be left alone too long).</p> <p>Their small size also makes them well suited for apartments or homes with limited space. You can’t mention a Maltese without mentioning their long, silky, white mane, which can be braided or put into a bun. “For the person who wants a living Barbie doll, and loves playing with hair, Malteses are your dog,” Dr. Kinscher-Juran says. But if all that grooming becomes too much, you can have the hair trimmed or shaped down.</p> <p><span style="text-decoration: underline;"><em>Breed Overview</em></span></p> <p>Height: 17 to 22 cms</p> <p>Weight: Under 3 kgs</p> <p>Life expectancy: 12 to 15 years</p> <p><strong>Most social dog: Havanese</strong></p> <p>Sweet, friendly and eager for attention: Havanese make great companions for seniors who find themselves at home more. As a breed, Haveneses don’t like to be alone for very long. (There’s a reason they’re called Velcro dogs). These super social dogs crave affection and get along well with other breeds and strangers.</p> <p>Their high intelligence makes them easier to train and potty train. And at about 5 kgs, they are easy to carry. Walks might take a bit longer with Haveneses because they will want to try to say hi to everyone. But for seniors, looking for sociability, this is not such a bad thing! That’s why Havaneses are one of the best dogs for seniors.</p> <p><span style="text-decoration: underline;"><em>Breed Overview</em></span></p> <p>Height: 22 to 30 cms</p> <p>Weight: 3 to 6 kgs</p> <p>Life expectancy: 14 to 16 years</p> <p><strong>Best house dog: Miniature schnauzers</strong></p> <p>Miniature schnauzers are one of the most adaptable breeds of dogs. Originally bred as a farm dog in Germany, miniature schnauzers are just as content living in an assisted living facility as they are roaming outdoors. Small, sturdy, hypoallergenic and affectionate, miniature schnauzers are great with, say, rambunctious grandchildren.</p> <p>And their calmness – and attunement to the moods of humans – make them excellent therapy animals. Miniature schnauzers both play hard and relax hard. They need a moderate amount of daily exercise but are also good at simply lounging around, while their owners watch TV or make dinner.</p> <p><span style="text-decoration: underline;"><em>Breed Overview</em></span></p> <p>Height: 30.5 to 36 cms</p> <p>Weight: 5 to 9 kgs</p> <p>Life expectancy: 12 to 15 years</p> <p><strong>Best large dog: Greyhound</strong></p> <p>With their lean bodies, flexible spines, and long legs, greyhounds are known for their athletic ability and for being the fastest dog breed. What is not as well-known is that their gentle and sensitive temperament and minimal grooming needs make them one of the best dogs for seniors. Older, retired racing greyhounds are often the best choice for seniors,. “As racing dogs, they often live on a track without much positive human and social interaction,” Dr Kinscher-Juran says. “When they’re adopted, they’re far more appreciative of the loving home you are providing, and don’t seem to take that for granted.”</p> <p>And though they do need daily exercise, greyhounds – perhaps surprisingly! – are renowned for their laziness. Weighing anywhere from 27 to 31.7 kgs, these gentle giants, are content to lounge around the house, accepting pets and back rubs.</p> <p><span style="text-decoration: underline;"><em>Breed Overview</em></span></p> <p>Height: 67 to 76 cms</p> <p>Weight: 27 to 31.7 kgs</p> <p>Life expectancy: 10 to 13 years</p> <p><strong>Best with grandkids: Golden Retrievers</strong></p> <p>Golden retrievers are a large breed with an even larger heart. For seniors looking for gentle dog breeds, golden retrievers are loyal, friendly, intelligent, people-pleasers. They are easy to train, famous for their patience and great with the grandkids. Golden retrievers do require consistent, hard exercise every day, but they are more than content for part of that exercise to consist of finding and retrieving balls in the backyard.</p> <p>Though golden retrievers can weigh up to 34 kgs and more, they still think of themselves as lap dogs. “Golden retrievers are happy to sit with you on the patio at the end of the day, with their head on your lap, watching the sunset,” Dr Kinscher-Juran says.</p> <p><span style="text-decoration: underline;"><em>Breed Overview</em></span></p> <p>Height: 54.5 to 61 cms</p> <p>Weight: 25 to 34 kgs</p> <p>Life expectancy: 10 to 12 years</p> <p><strong>Best hypoallergenic: Toy Poodle</strong></p> <p>For seniors with allergies or respiratory issues, poodles are one of the best hypoallergenic dog breeds. Poodles have a single-layer coat that doesn’t shed (though all that beautiful, naturally curly hair requires a lot of brushing and grooming!).</p> <p>They come in multiple sizes, from tiny teacup poodles, that weigh between 1.8 to 2.7 kgs to small toy poodles that weigh between 2.7 to 4 kgs to miniature poodles that weigh between 6.8 to 7.7 kgs to standard poodles that weigh between 20.4 to 31.75 kgs. Like the best sort of human companion, poodles are known for both their beauty and their brains. Their high intelligence makes them easy to train (helpful for seniors) and their affectionate personality makes them easy to love. The smaller toy poodle is a top choice for seniors.</p> <p><span style="text-decoration: underline;"><em>Breed Overview</em></span></p> <p>Height: 25 cms max</p> <p>Weight: 1.8 to 2.7 kgs</p> <p>Life expectancy: 10 to 18 years</p> <p><strong>Best dog for those who like a clean house: Groodle</strong></p> <p>A cross between poodles and golden retrievers, groodles (or goldendoodles), which weigh between 22.6 to 40 kgs, are known for possessing the best traits of both breeds. They’re loyal, obedient and loving. For seniors with allergies, or those who prefer to avoid daily vacuuming, groodles, who mostly don’t shed and are hypoallergenic, make great companions.</p> <p>You don’t need to have been an experienced pet owner to adopt one: Groodle’s intelligence and easy-going temperament make them easy to train. Groodles do love exercise though, especially swimming. Bonus points if you’re a senior that lives by a body of water!</p> <p><span style="text-decoration: underline;"><em>Breed Overview</em></span></p> <p>Height: 48 to 61 cms</p> <p>Weight: 13.6 to 20 kgs</p> <p>Life expectancy: 10 to 15 years</p> <p><strong>Best for active seniors: Westies </strong></p> <p>Recognisable by their white mane and dark, almond-shaped eyes, the West Highland white terrier (aka Westie) are friendly, loving companions for active seniors. At 5.8 to 9 kgs, Westies are still small enough to handle and make good apartment dogs – as long as they get in their long, daily walks.</p> <p>Westies really, really like to play. Westies are no softies though: beneath their coat is a well-muscled body. Bred to be rodent killers, Westies require little pampering and they rarely shed. For seniors looking for a little bit of excitement in their days, westies will be sure to keep you on your toes.</p> <p><span style="text-decoration: underline;"><em>Breed Overview</em></span></p> <p>Height: 25.5 to 28 cms</p> <p>Weight: 6.8 to 9 kgs</p> <p>Life expectancy: 13 to 15 years</p> <p><strong>Best dog that doesn't bark: Shih Tzu</strong></p> <p>The name Shih Tzu means little lion, but the most fierce thing about this breed is their love for the owner. Shih Tzus bond very quickly with humans, making them great choices for seniors looking for a close canine companion. Weighing an of average 4 to 7 kgs, Shih Tzus, known for their long coats, pack a lot of personality in their small frame.</p> <p>They are a confident, happy-go-lucky breed with a bit of a stubborn streak. But they are less demanding and less yappy than other smaller toy dogs, making them a good choice for seniors who live in apartments. They are also not very energetic and only need a couple of short walks a day, making them perfect for non-active seniors.</p> <p><span style="text-decoration: underline;"><em>Breed Overview</em></span></p> <p>Height: 23 to 26.5 cms</p> <p>Weight: 4 to 7 kgs</p> <p>Life expectancy: 10 to 18 years</p> <p><strong>Easiest dog to care for: French bulldog</strong></p> <p>With their big eyes, adorable scrunchy faces, and short legs, there’s a reason why French bulldogs are increasing popular today and one of the easiest dog breeds. Their gentle personality and low energy make them one of the best dogs for seniors with a less active lifestyle. These dogs are not big athletes, a walk around the block is all the exercise they need for the day.</p> <p>French bulldogs’ small size (they weigh about 8.5 to 12.5 kgs) and the fact that they are not big barkers or yappers also make them one of the best apartment dogs. As an additional bonus, they are also excellent cuddlers and incredibly loyal.</p> <p><span style="text-decoration: underline;"><em>Breed Overview</em></span></p> <p>Height: 28 to 33 cms</p> <p>Weight: Under 12 kgs</p> <p>Life expectancy: 10 to 12 years</p> <p><strong>Best guard dog: Pomeranian </strong></p> <p>At 1.4 to 3 kgs, Pomeranians look like tiny puffballs. Their small size and affectionate personality make them easy to love. And their ability to remain calm in busy situations also makes them one of the best emotional support dogs, Dr Kinscher-Juran says. Pomeranians – whose hair comes in a variety of colours from white to black to cream – don’t seem to realise their small size.</p> <p>They are very alert, with a tendency to bark, making them excellent guard dogs for seniors. Though Pomeranians are lap dogs, they also have an independent streak, so active seniors don’t need to worry about Pomeranians clinging, like a barnacle, to them all day. Sometimes it’s good to have space!</p> <p><span style="text-decoration: underline;"><em>Breed Overview</em></span></p> <p>Height: 15 to 17.5 cms</p> <p>Weight: 1.4 to 3 kgs</p> <p>Life expectancy: 12 to 16 years</p> <p><strong>Best dog for seniors with a backyard: Beagle </strong></p> <p>For seniors who love being outdoors and would like an impetus to exercise more, beagles are a good choice. Energetic, active and sociable, beagles love to play and take long walks. And unlike other smaller dogs, they don’t require a ton of babysitting. They’re fine – content even – being left alone for a while. For seniors who don’t love playing beautician, beagles, with their short, dense, wash-and-wear coat, are a good choice.</p> <p>They are pretty low maintenance when it comes to grooming. Younger beagles require consistent exercise – so seniors might find adopting an older beagle a less physically demanding choice, Dr Kinscher-Juran says.</p> <p><span style="text-decoration: underline;"><em>Breed Overview</em></span></p> <p>Height: 33 to 38 cms</p> <p>Weight: 9 to 13.6 kgs</p> <p>Life expectancy: 10 to 15 years</p> <p><em>Image credits: Shutterstock</em></p> <p><em>This article originally appeared on <a href="https://www.readersdigest.com.au/food-home-garden/pets/15-best-dogs-for-seniors?pages=1" target="_blank" rel="noopener">Reader's Digest</a>. </em></p>

Family & Pets

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1 in 6 older adults fall victim to impersonation scams

<p>More older adults are likely to fall victim to scams than are currently recognised according to new US research. The problems are global. </p> <div class="copy"> <p>A research team from Rush University Medical Center in Chicago, US, says older Americans who aren’t cognitively impeded, are also at risk.  </p> <p>In their study <a href="https://10.1001/jamanetworkopen.2023.35319" target="_blank" rel="noreferrer noopener">published</a> today in <em>JAMA Network Open</em>, the group reports on a behavioural experiment where they targeted 644 adults aged 64-104 in Rush’s Memory and Aging Project – a local scheme that draws on participants from metropolitan Chicago to participate in research – with a pitch mimicking a real-world impersonation scam. </p> <p>The study’s fictitious ‘US Retirement Protection Task Force’ pitched itself to participants as a government social security initiative.  </p> <p>This USRPTF told participants via either post, email or a telephone call there’d been irregular activity on their Medicare or social security file and the inquiry was a routine account security check. As part of this, the fake agency asked participants to call a telephone hotline or login to a provided website to provide their details.  </p> <p>Over two-thirds of the study failed to respond to any attempts to obtain information by the phoney scheme.  </p> <p>The remainder were evenly split by either responding to requests for contact, but expressing scepticism at the authenticity of the USRPTF, or by responding and engaging with the request for information.  </p> <p>Those who were engaged with the request for information, but expressed doubts, were also those with the highest cognitive performance, and lowest proportion of dementia. They were also the most financially literate participants, while those who provided their details had the lowest literacy. </p> <p>Those who provided details were also found to have the lowest scam awareness of all participants.  </p> <p>Among this group, 1 in 10 willingly provided personal information and 1 in 5 provided details of their social security number.  </p> <p>“If extrapolated to a population level, these numbers are astounding and suggest that a very large number of older adults are at risk of victimisation,” the authors say. </p> <p>They also note that, given the use of a fictitious US government organisation name, the number of people vulnerable to well-organised scams is likely much higher.  </p> <p>Last year, the US National Council on Aging reported 92,371 older Americans were defrauded of a total of US$1.7 billion. Most were victims of government department impersonation, sweepstakes and robocall scams. Often such scams will simply demand payment while ‘spoofing’ the phone number of a government agency to add the veil of legitimacy. </p> <p>It’s a similar story around the world. This year, the Australian Competition and Consumer Commission found Australians lost a record $3.1 billion last year, mostly via phone scams. Australians over 65 years of age accounted for a quarter of losses and reports.  </p> <p>The UK’s Action Fraud initiative found Britons lost about ₤2.35 billion in the 2020/21 financial year, with those aged 50-69 most susceptible to falling victim.  </p> <div> <p align="center"><noscript data-spai="1">&amp;lt;img decoding="async" class="aligncenter size-full wp-image-198773" src="https://cdn.shortpixel.ai/spai/q_lossy+ret_img+to_auto/cosmosmagazine.com/wp-content/uploads/2023/09/Issue-100-embed.jpg" data-spai-egr="1" alt="Subscribe to our quarterly print magazine" width="600" height="154" title="1 in 6 older adults fall victim to impersonation scams 2"&amp;gt;</noscript></p> </div> <p><em>Image credits: Getty Images</em></p> <p><em><a href="https://cosmosmagazine.com/people/society/1-in-6-older-adults-fall-victim-to-impersonation-scams/">This article</a> was originally published on <a href="https://cosmosmagazine.com">Cosmos Magazine</a> and was written by <a href="null">Cosmos</a>. </em></p> </div>

Legal

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My Royal Melbourne Seniors Classic Adventure: A day on the greens (and in the bunkers!)

<p dir="ltr">G'day to all past, present, and emerging golf enthusiasts!</p> <p dir="ltr">If you're a senior golfer like me, hunting for inspiration, adventure, and authentic golf yarns — this is for you.</p> <p dir="ltr">Picture this: a crisp August morning, and sixty-two senior golfers gathered on Royal Melbourne's West Course for the Vic Seniors Classic 2023. Here's the story of how it all went down...</p> <p dir="ltr">Before anything else, I mustered the guts to jump in. Ever heard of "imposter syndrome"? Trust me, I was its best mate. But the requirements were clear: age 55+ (I'm a proud 65-year-old), GA Handicap under 24.5 (18.5), and a $225 entry fee. Wait, $225? Given that Royal Melbourne's green fees dance around $1000, caddy fee included, it was a no-brainer.</p> <p dir="ltr">Fueled by the temptation of playing a top-notch course for a quarter of the fee, I submitted my application without hesitation. Before I knew it, my name adorned the list of players.</p> <p dir="ltr">As the day approached, I was geared up to tackle the Royal Melbourne challenge.</p> <p dir="ltr">The 8 am shotgun start meant groups teed off from various holes. I found myself at the 11th tee, flanked by two fierce competitors: Peter (Daily Handicap 1) and Damian (12). Yours truly? A modest 20.</p> <p dir="ltr">Standing over the ball, knees a tad wobbly, I swung that driver. The ball sailed gracefully, landing centre fairway, while their shots had taken a wilder route into the rough. The lesson? 'How near,' not 'how far'.</p> <p dir="ltr">Now, let's talk about those Royal Melbourne greens. Rumour had it, they were "super fast". Super fast? Imagine sliding a ball across your kitchen's polished tiles — yep, that rapid.</p> <p dir="ltr">Around the course, bunkers became my stern mentors — big, deep, and oh-so unforgiving.</p> <p dir="ltr">Post 18 holes, scorecards were in, followed by the triumphant crowning of winners over lunch.</p> <p dir="ltr">Rodney Ware (75 gross) and Kevin Naismith (81 gross) led in men's gross, while Wayne Moon (72 net) and Craig Lonsdale (73 net) dominated the net division. Melinda Crawford (16, scratch stableford) and Louise Yuen (29 handicap points) shone in the women's.</p> <p dir="ltr">Kudos to winners, fellow players, Royal Melbourne and Golf Australia for the unforgettable day.</p> <p dir="ltr">By the way, can you see yourself on those hallowed Royal Melbourne greens? If your inner golfer nods, I'm your cheerleader. Consider joining me for the 2024 Royal Melbourne Seniors Classic.</p> <p dir="ltr">And as I wrap up, let me leave you with the timeless words of the legendary Peter Thomson: "Golf is a game of how near, not how far".</p> <p dir="ltr">Until next time, keep those swings buttery, putts steadfast, and steer clear of those tricky bunkers.</p> <p dir="ltr">PS: My result? T43rd (net) among the 48 male players. Next time I'll be swinging even better.</p> <p dir="ltr"><strong><em>About the Writer: Mike Searles is a Melbourne retiree who's living the golfing dream.</em></strong></p> <p><em>Image credits: Getty Images</em></p>

Domestic Travel

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Major fuel savings for seniors

<p>Major fuel savings are now on offer for over 1.6 million seniors over the age of 60 across New South Wales, as the government adds fuel discounts to the list of benefits for NSW Seniors Card and Senior Savers Card holders. </p> <p>Senior card holders will be eligible for the new United Discount Fuel Card, which offers savings of 4c per litre at participating service stations, which can be used once daily for single transactions up to 150 litres. </p> <p>Anyone over 60 can become cardholders of the Seniors Card and Senior Savers Card, which allows them to save on fuel, energy, insurance, cybersecurity, pet adoption and vet services, and groceries.</p> <p>United Petrol head of loyalty Judith Russell said that after they've signed up for the card, “members then need to show and scan this United fuel discount card at the time of purchase at participating United service stations to save the four cents per litre.”</p> <p>The Minister for Seniors Jodie Harrison shared their excitement to launch this discount. </p> <p>"We’re excited to launch the program’s first fuel discount with United Petroleum, an Australian-owned business offering discounts to members at the bowser.”</p> <p>“This brand-new discount has been added to the wealth of Seniors Card savings to help keep more money in seniors’ pockets and ease price pressure at the pump.”</p> <p>For those who want to apply for the fuel card, they can <a href="https://www.unitedpetroleum.com.au/fuel-discount-cards/our-partners/nsw-seniors-card/" target="_blank" rel="noopener">sign up here </a>for a digital or plastic card, and find out the participating service stations here. </p> <p><em>Image: Getty</em></p>

Money & Banking

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Climb the stairs, lug the shopping, chase the kids. Incidental vigorous activity linked to lower cancer risks

<p><em><a href="https://theconversation.com/profiles/emmanuel-stamatakis-161783">Emmanuel Stamatakis</a>, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a> and <a href="https://theconversation.com/profiles/matthew-ahmadi-1241767">Matthew Ahmadi</a>, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p>Many people know exercise reduces the risk of <a href="https://jamanetwork.com/journals/jamainternalmedicine/fullarticle/2521826">cancers</a>, including liver, lung, breast and kidney. But structured exercise is time-consuming, requires significant commitment and often financial outlay or travel to a gym. These practicalities can make it infeasible for <a href="https://bjsm.bmj.com/content/42/11/901">most adults</a>.</p> <p>There is <a href="https://www.nature.com/articles/s41591-022-02100-x">very little research</a> on the potential of incidental physical activity for reducing the risk of cancer. Incidental activities can include doing errands on foot, work-related activity or housework as part of daily routines. As such they do not require an extra time commitment, special equipment or any particular practical arrangements.</p> <p>In our <a href="https://jamanetwork.com/journals/jamaoncology/fullarticle/2807734">study</a> out today, we explored the health potential of brief bursts of vigorous physical activities embedded into daily life. These could be short power walks to get to the bus or tram stop, stair climbing, carrying heavy shopping, active housework or energetic play with children.</p> <h2>How was the study done?</h2> <p>Our <a href="https://jamanetwork.com/journals/jamaoncology/fullarticle/2807734">new study</a> included 22,398 <a href="https://www.ukbiobank.ac.uk/">UK Biobank</a> participants who had never been diagnosed with cancer before and did not do any structured exercise in their leisure time. Around 55% of participants were female, with an average age of 62. Participants wore wrist activity trackers for a week. Such trackers monitor activity levels continuously and with a high level of detail throughout the day, allowing us to calculate how hard and exactly for how long people in the study were moving.</p> <p>Participants’ activity and other information was then linked to future cancer registrations and other cancer-related health records for the next 6.7 years. This meant we could estimate the overall risk of cancer by different levels of what we call “<a href="https://pubmed.ncbi.nlm.nih.gov/33108651/">vigorous intermittent lifestyle physical activity</a>”, the incidental bursts of activity in everyday life. We also analysed separately a group of <a href="https://jamanetwork.com/journals/jamainternalmedicine/fullarticle/2521826">13 cancer sites in the body</a> with more established links to exercise, such such as breast, lung, liver, and bowel cancers.</p> <p>Our analyses took into account other factors that influence cancer risk, such as age, smoking, diet, and alcohol habits.</p> <h2>What we found out</h2> <p>Even though study participants were not doing any structured exercise, about 94% recorded short bursts of <a href="https://pubmed.ncbi.nlm.nih.gov/33108651/">vigorous activity</a>. Some 92% of all bouts were done in very short bursts lasting up to one minute.</p> <p>A minimum of around 3.5 minutes each day was associated with a 17–18% reduction in total cancer risk compared with not doing any such activity.</p> <p>Half the participants did at least 4.5 minutes a day, associated with a 20–21% reduction in total cancer risk.</p> <p>For cancers such as breast, lung and bowel cancers, which we know are impacted by the amount of exercise people do, the results were stronger and the risk reduction sharper. For example, a minimum of 3.5 minutes per a day of vigorous incidental activity reduced the risk of these cancers by 28–29%. At 4.5 minutes a day, these risks were reduced by 31–32%.</p> <p>For both total cancer and those known to be linked to exercise, the results clearly show the benefits of doing day-to-day activities with gusto that makes you huff and puff.</p> <h2>Our study had its limits</h2> <p>The study is observational, meaning we looked at a group of people and their outcomes retrospectively and did not test new interventions. That means it cannot directly explore cause and effect with certainty.</p> <p>However, we took several statistical measures to minimise the possibility those with the lowest levels of activity were not the unhealthiest, and hence the most likely to get cancer – a phenomenon called “<a href="https://www.sciencedirect.com/topics/computer-science/reverse-causation">reverse causation</a>”.</p> <p>Our study can’t explain the biological mechanisms of how vigorous intensity activity may reduce cancer risk. Previous <a href="https://journals.lww.com/acsm-msse/Fulltext/2017/02000/Brief_Intense_Stair_Climbing_Improves.10.aspx">early-stage trials</a> show this type of activity leads to rapid improvements in heart and lung fitness.</p> <p>And higher fitness is linked to lower <a href="https://www.sciencedirect.com/science/article/abs/pii/S0002934320300097">insulin resistance</a> and lower <a href="https://www.sciencedirect.com/science/article/pii/S0735109704017036">chronic inflammation</a>. High levels of these are risk <a href="https://www.sciencedirect.com/science/article/pii/S0735109704017036">factors for cancer</a>.</p> <p>There is very little research on incidental physical activity and cancer in general, because most of the scientific evidence on lifestyle health behaviours and cancer is based on questionnaires. This method doesn’t capture short bursts of activity and is very inaccurate for measuring the incidental activities of daily life.</p> <p>So the field of vigorous intensity activity and cancer risk is at its infancy, despite some <a href="https://academic.oup.com/eurheartj/article/43/46/4801/6771381">very promising</a> recent findings that vigorous activity in short bouts across the week could cut health risks. In another recent study of ours, we found benefits from daily <a href="https://www.nature.com/articles/s41591-022-02100-x%22%22">vigorous intermittent lifestyle activity</a> on the risk of death overall and death from cancer or cardiovascular causes.</p> <h2>In a nutshell: get moving in your daily routine</h2> <p>Our study found 3 to 4 minutes of vigorous incidental activity each day is linked with decreased cancer risk. This is a very small amount of activity compared to <a href="https://bjsm.bmj.com/content/54/24/1451">current recommendations</a> of 150–300 minutes of moderate intensity or 75–150 minutes of vigorous intensity activity a week.</p> <p>Vigorous incidental physical activity is a promising avenue for cancer prevention among people unable or unmotivated to exercise in their leisure time.</p> <p>Our study also highlights the potential of technology. These results are just a glimpse how wearables combined with machine learning – which our study used to identify brief bursts of vigorous activity – can reveal health benefits of unexplored aspects of our lives. The future potential impact of such technologies to prevent cancer and possibly a <a href="https://www.nature.com/articles/s41591-022-02100-x">host of other</a> conditions could be very large.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/210288/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/emmanuel-stamatakis-161783"><em>Emmanuel Stamatakis</em></a><em>, Professor of Physical Activity, Lifestyle, and Population Health, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a> and <a href="https://theconversation.com/profiles/matthew-ahmadi-1241767">Matthew Ahmadi</a>, Postdoctoral Research Fellow, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p><em>Image credits: Shutterstock</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/climb-the-stairs-lug-the-shopping-chase-the-kids-incidental-vigorous-activity-linked-to-lower-cancer-risks-210288">original article</a>.</em></p>

Body

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Concerns for seniors in shift to cashless society

<p>Experts have voiced their concerns that senior Aussies will be left behind as the banking industry continues to move away from using cash.</p> <p>National Seniors Australia chief operating officer Chris Grice said there has been a "big shift to getting people off cash", as many financial institutions favour digital transactions. </p> <p>While this shift is geared towards leaning into technological and advancements and making things as convenient as possible, there are worries that older Aussies will be left struggling with the change. </p> <p>"The feedback we're getting it is not as easy as, you know, just tap and go and away you go," Mr Grice told <a href="https://9now.nine.com.au/today/commonwealth-bank-statement-on-claims-of-cashless-branches/63ed8948-8dbc-40a9-a2cc-a58b2b94255e" target="_blank" rel="noopener"><em>Today</em></a>.</p> <p>"Some of these regional communities in particular, have challenges around internet access."</p> <p>While cash will still be readily available, Mr Grice warned that people trying to access their cash could face increasing transaction fees at ATMs. </p> <p>Meanwhile,  Commonwealth Bank has responded to reports that it has increased the number of "cashless" branches, where a general banking teller is not provided to service customers, saying Cash withdrawals and deposits are available at all Commonwealth Bank branches and Specialist Centres."</p> <p>They went on to say that Specialist Centres, for people who require a face-to-face service, will remain in "major metropolitan locations".</p> <p>There are fears that a growing number of cashless branches across the entire banking industry would disadvantage older Australians who rely on cash as their primary form of banking, leaving many wonder how they will access their money given the limitations. </p> <p><em>Image credits: Getty Images</em></p>

Money & Banking

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“Papa activities”: Jock Zonfrillo’s widow shares bittersweet post

<p dir="ltr">The widow of late <em>MasterChef </em>star Jock Zonfrillo has shared a bittersweet post on how she is trying to fill his shoes.</p> <p dir="ltr">Following Zonfrillo’s <a href="https://www.oversixty.com.au/news/news/shattered-hearts-culinary-world-mourns-tragic-death-of-jock-zonfrillo" target="_blank" rel="noopener">passing in Apri</a>l, his wife Lauren Fried has been keeping his Instagram account active to share memories of him, his last projects, and provide updates on how her family is coping.</p> <p dir="ltr">In the most recent post, Fried shared that their young son Alfie had asked her to do some things he had traditionally enjoyed doing with his dad.</p> <p dir="ltr">“Alfie has asked me to do some of his Papa activities with him - making crepes and doing hours of Lego were in his requests,” she wrote in the caption.</p> <p dir="ltr">“I went with the easiest option of a trip to the barber, which the boys used to do together, followed by gelato,” she added.</p> <p dir="ltr">“It put a smile on his face which was beautiful.”</p> <p dir="ltr">She shared a series of photos of Alfie getting his haircut and smiling proudly as he showed off the final look. In the last photo, Alfie is pictured with his new haircut and enjoying a scoop of gelato.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/CugXCsrPZIO/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/CugXCsrPZIO/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Jock Zonfrillo (posts by Loz) (@zonfrillo)</a></p> </div> </blockquote> <p dir="ltr">Fans have flooded the comment section with their love and support for them.</p> <p dir="ltr">“Lovely to see him smiling,” wrote one person.</p> <p dir="ltr">“So beautiful , Alfie looks so much like his Daddy ♥️” commented another.</p> <p dir="ltr">“Oh bless him. I hope somewhere in all of this ...that you are able to find a moment for you. Take care loz xx,” wrote a third.</p> <p dir="ltr">“So beautiful that you are keeping the memories he shared with his Papa fresh in his mind,” commented a fourth.</p> <p dir="ltr">“Beautiful! What a sweet moment! So nice to see that big smile! So happy this was the first thing to pop up on my insta feed!”</p> <p dir="ltr">Zonfrillo and Fried also have a daughter, Isla together and the late chef also has two adult children, Ava and Sophia, from his previous marriage.</p> <p><em>Images: Instagram</em></p>

Family & Pets

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Three centenarians share their secret to longevity

<p>Reaching 100 years old is quite an achievement, especially for anyone hitting the milestone now. Back in 1916 the average lifespan for a man was 55, the average lifespan for a woman was 59 and the likelihood of making it to 100 was one per cent.</p> <p>Times have changed and now we have a raft of seniors around Australia hitting triple digits. To celebrate this incredible milestone, a group of centenarians have been honoured to a special morning tea at Government House in Melbourne.</p> <p>In an interview with <em>ABC Online</em> they shared some of their secrets to longevity. Follow this advice and we reckon anyone has a chance of making it to 100 years old.</p> <p>Jean Hills believes family is the key to success, telling <em>ABC Online</em>, "[I'm] thankful that I had so many marvellous relatives. Often people say they don't have anything to do with their relatives. It was the relatives that saved me and my family during the depression and gave us the opportunity to really achieve something."</p> <p>Jean also adds, “Don't go near the TV.”</p> <p>Stasys Eimutis on the other hand attributes his longevity to his passions and insistence to cut out drinking and smoking, “I have a workshop and I'm doing many things. I'm not going to bed in the night time, [I'm] always doing something. Mostly woodwork. I make musical instruments and organise a music group and I'm still playing. I'm the leader."</p> <p>For Annie Bernstein however, it all comes down to hard work, "I'm getting all the pleasure now from my daughter, my granddaughter and my grandsons and my great granddaughter.</p> <p>"They're lovely."</p> <p><em>Images: Getty</em></p>

Retirement Life

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Sore joints now it’s getting cold? It’s tempting to be less active – but doing more could help you feel better

<p><a href="https://theconversation.com/profiles/charlotte-ganderton-1170940">Charlotte Ganderton</a>, <em><a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a></em>; <a href="https://theconversation.com/profiles/inge-gnatt-1425767">Inge Gnatt</a>, <em><a href="https://theconversation.com/institutions/swinburne-university-of-technology-767">Swinburne University of Technology</a></em>, and <a href="https://theconversation.com/profiles/matthew-king-1177304">Matthew King</a>, <em><a href="https://theconversation.com/institutions/la-trobe-university-842">La Trobe University</a></em></p> <p><a href="https://www.health.gov.au/topics/chronic-conditions/what-were-doing-about-chronic-conditions/what-were-doing-about-musculoskeletal-conditions#:%7E:text=In%20Australia%3A,stiff%2C%20painful%2C%20swollen%20or%20deformed">One in three</a> Australians has a musculoskeletal condition involving joint pain, and the most common cause is arthritis. Around <a href="https://arthritisaustralia.com.au/1in7witharthritis/">3.6 million</a> Australians have arthritis and this is projected to rise to <a href="https://www.arthritiswa.org.au/arthritis/australians-in-the-dark-with-arthritis-one-of-our-most-prevalent-and-costly-diseases/#:%7E:text=Arthritis%20is%20a%20leading%20cause,to%205.4%20million%20by%202030">5.4 million by 2030</a>.</p> <p>For some people with joint pain, cold weather <a href="https://doi.org/10.1186/1471-2474-15-66">seems to make it worse</a>. But temperature <a href="https://doi.org/10.1016/S0304-3959(99)00010-X">is just one factor</a> impacting perceptions of <a href="https://doi.org/10.1097/j.pain.0000000000001776">greater pain</a> during winter. Other factors include those we have some level of influence over, including <a href="https://link.springer.com/article/10.1007/s00702-019-02067-z">sleep</a>, <a href="https://link.springer.com/article/10.1007/s00702-019-02067-z">behavioural patterns, mood</a> and <a href="https://link.springer.com/content/pdf/10.1038/s41598-019-44664-8.pdf">physical activity</a>. Emerging research suggests greater pain levels in winter may also be related to a person’s <a href="https://doi.org/10.1371/journal.pone.0216902">perception of the weather</a>, lack of <a href="https://doi.org/10.1016/j.sjpain.2010.05.030">vitamin D</a> and <a href="https://doi.org/10.1093/rheumatology/kel414">fluctuations in their disease</a>.</p> <p><a href="https://doi.org/10.1002/msc.1191">Physical activity</a> is one of the best treatments to increase function, strength and mobility – and improve quality of life. It also <a href="https://doi.org/10.1002/msc.1191">promotes</a> mental and physical health and <a href="https://www.sciencedirect.com/science/article/pii/S1466853X21000304?via%3Dihub">reduces the risk</a> of other chronic diseases.</p> <p>But pain can be a barrier to exercise and activities you’d usually do. So what can you do about it?</p> <h2>Our brain tries to protect us</h2> <p>When it comes to pain, our brain is very protective: it’s like an inbuilt alarm system and can warn us about impending danger or harm that has occurred so we can respond.</p> <p>But it’s not always a reliable indicator of actual damage or trauma to the skin, muscle or bone, even when it feels like it is. In some instances, this warning system can become unhelpful by setting off “false alarms”.</p> <p>Joint pain and stiffness can also appear to worsen during colder weather, prompting <a href="https://doi.org/10.1177/26335565221100172">fears</a> we could <a href="https://doi.org/10.1002/jor.25151">make it worse</a> if we undertake or overdo movement. This <a href="https://doi.org/10.1016/j.jbspin.2017.07.007">can result in</a> people avoiding physical activity – even when it would be beneficial – which can worsen the pain.</p> <h2>We tend to exercise less when it’s cold</h2> <p>Seasons <a href="https://doi.org/10.1016/j.jshs.2016.07.007">affect</a> how much physical activity we get. Summer months bring warmer weather, longer daylight hours and people get outdoors more. Warmer weather also tends to elicit a positive outlook, a lift in mood and burst of physical activity to fulfil New Year’s resolutions.</p> <p>Cooler months can mean a decline in physical activity and more time being cosy indoors. A reduction in movement and less exposure to light may evoke higher levels of joint pain and can be associated with a reduction in our overall sense of well-being and mood.</p> <p>This can create a cycle where symptoms worsen over time.</p> <figure class="align-center "><img src="https://images.theconversation.com/files/526947/original/file-20230518-19-gzmuv8.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;fit=clip" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px" srcset="https://images.theconversation.com/files/526947/original/file-20230518-19-gzmuv8.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=600&amp;h=400&amp;fit=crop&amp;dpr=1 600w, https://images.theconversation.com/files/526947/original/file-20230518-19-gzmuv8.jpg?ixlib=rb-1.1.0&amp;q=30&amp;auto=format&amp;w=600&amp;h=400&amp;fit=crop&amp;dpr=2 1200w, https://images.theconversation.com/files/526947/original/file-20230518-19-gzmuv8.jpg?ixlib=rb-1.1.0&amp;q=15&amp;auto=format&amp;w=600&amp;h=400&amp;fit=crop&amp;dpr=3 1800w, https://images.theconversation.com/files/526947/original/file-20230518-19-gzmuv8.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;h=503&amp;fit=crop&amp;dpr=1 754w, https://images.theconversation.com/files/526947/original/file-20230518-19-gzmuv8.jpg?ixlib=rb-1.1.0&amp;q=30&amp;auto=format&amp;w=754&amp;h=503&amp;fit=crop&amp;dpr=2 1508w, https://images.theconversation.com/files/526947/original/file-20230518-19-gzmuv8.jpg?ixlib=rb-1.1.0&amp;q=15&amp;auto=format&amp;w=754&amp;h=503&amp;fit=crop&amp;dpr=3 2262w" alt="Older woman exercises with weights" /><figcaption></figcaption>But with the right knowledge and support, people <a href="https://doi.org/10.1080/08870446.2022.2126473">can remain engaged in an active lifestyle</a> especially when it’s aligned to personal values and goals. Health professionals such as physiotherapists and GPs can assess any concerns and provide strategies that are right for you.</figure> <h2>How to motivate yourself to stay active in winter</h2> <p>When looking for an approach to help you stay active during the cooler months and beyond, it can be helpful to become aware of the many <a href="https://doi.org/10.1002/msc.1191">interconnected factors</a> that impact you. They include:</p> <ul> <li>biological (your genes, other illnesses you have)</li> <li>psychological (how you think, feel and behave)</li> <li>social (your relationships and social support).</li> </ul> <p>Starting with the end goal in mind can be beneficial, but this can feel overwhelming. Try creating smaller, achievable steps to help get you there, like climbing a ladder. For example, park a short distance from the shops and increase this incrementally to increase your exercise tolerance.</p> <p>A little bit each day can often be less tolling on your body than a big effort once a week.</p> <p>Create goals that are personally meaningful and encourage you to celebrate success along the way (for example, catching up with friends or a healthy snack). Then, as you climb your “ladder”, one rung at a time, you will likely feel more motivated to continue.</p> <p>If you’re not sure where to start, talk to a friend or health provider to help you determine what is realistic and right for your situation. That way you can <a href="https://doi.org/10.1002/msc.1191">work towards your goals in a safe, non-threatening environment</a> and avoid developing fear and avoidance. They can also help you establish goals that align with your aspirations and pain experience.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/200911/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em>Image credit: Shutterstock</em></p> <p><a href="https://theconversation.com/profiles/charlotte-ganderton-1170940">Charlotte Ganderton</a>, Senior Lecturer (Physiotherapy), <em><a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a></em>; <a href="https://theconversation.com/profiles/inge-gnatt-1425767">Inge Gnatt</a>, Lecturer (Psychology), Provisional Psychologist, <em><a href="https://theconversation.com/institutions/swinburne-university-of-technology-767">Swinburne University of Technology</a></em>, and <a href="https://theconversation.com/profiles/matthew-king-1177304">Matthew King</a>, Lecturer, Research Fellow, and Physiotherapist, <em><a href="https://theconversation.com/institutions/la-trobe-university-842">La Trobe University</a></em></p> <p>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/sore-joints-now-its-getting-cold-its-tempting-to-be-less-active-but-doing-more-could-help-you-feel-better-200911">original article</a>.</p>

Body

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Lisa Wilkinson denies turning to senior politicians over Higgins’ rape allegations

<p>Channel 10 personality and former <em>The Project </em>host Lisa Wilkinson has denied claims that she approached senior level politicians with a request to pose questions about Brittany Higgins’ rape allegations against Bruce Lehrmann during Question Time. </p> <p>The dismissal came in the wake of Channel 7’s <em>Spotlight </em>episode featuring the formerly accused, where a recording of a phone call between Wilkinson, her producer Angus Llewellyn, Higgins, and Higgins’ partner David Sharaz was exposed.</p> <p>During the conversation, which was recorded in January 2021, they were reportedly discussing which politicians they might be able to work with to steer the conversation in parliament, with Wilkinson telling Higgins that she wanted to see her “enunciate the fact that this place [Parliament House] is all about suppression of people’s natural sense of justice”. </p> <p>Sharaz noted that he had a “friend in Labor”, and that Senator Katy Gallagher could “probe and continue it [the conversation] going”. At one stage, Wilkinson went so far as to claim that “certainly Albo” should be considered, though she later went on to retract that, and suggested “Tanya Plibersek, definitely”. </p> <p>And while Sharaz had questioned what Wilkinson hoped to gain from the conversation, Wilkinson assured them that that wasn’t the case. </p> <p>“No. Whether it’s white privilege, male domination, whether it’s, you know, criminal activity. I am from the western suburbs of Sydney. I have always been motivated by exactly the same thing, people who deserve to be heard not being heard,” she explained. </p> <p>Wilkinson had more to say on the matter when it came to the likes of former deputy Liberal leader Julie Bishop, sharing her frustration about the “many opportunities” she had to “speak out against the culture”. </p> <p>“The minute she was out of there [she said], ‘oh it’s really sexist’,” Wilkinson added. “I tried to get her on the record with that so many times when she could’ve actually effected change, and she wouldn’t.”</p> <p>And now, despite the leaked recording - which was handed over by Channel 10 under subpoena during the criminal trial, with more shared on TV than in court - Wilkinson has released a statement to declare that she did not approach the politicians in question. </p> <p>“Nor did I speak to any other politicians, their minders or apparatchiks,” she said.</p> <p>The audio came up during Sunrise as well, when Natalie Barr asked their entertainment commentator, Peter Ford, whether or not the recording might be a problem down the line. </p> <p>“Was that coaching?” she asked. “Or was that a journalist talking before the interview?”</p> <p>Ford agreed that it was a fine line, then added, “but I generally think when someone says, ‘I don’t want to put words in your mouth,’ that is exactly what they want to do.”</p> <p><em>Images: Getty</em></p>

News

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Back on course: overcoming low back pain for senior golfers

<p>As a retiree and avid golfer, I experienced the debilitating pain of a herniated disc in my lower back. I never thought golf could cause such agony, but I was determined to overcome it and return to the game I love.</p> <p>Low back pain is a common condition among senior-aged golfers, with reported prevalence rates of up to 50%. Which means if you're playing in a foursome with fellow seniors it's likely two of you have low back pain. </p> <p>Why? Because we are more prone to back pain due to age-related changes in the spine, such as disc degeneration, and arthritis. Additionally, poor swing mechanics, lack of flexibility, or poor physical conditioning increase the risk.</p> <p>The golf swing involves a complex sequence of movements that can sometimes place significant stress on the lower back, particularly the lumbar spine. The repetitive twisting, bending, and rotational forces can lead to various types of back injuries, including herniated discs, muscle strains, and degenerative disc disease.</p> <p>After being diagnosed with a herniated disc six weeks ago, my doctor recommended physical therapy treatments with a chiropractor and physiotherapist. I also found relief through regular massage and daily use of a TENS machine. Stretching and strengthening exercises can improve flexibility and core stability. I found simple Qi Gong exercises easy. Qi Gong has been described as like high-powered Tai Chi. The standing exercises appealed to me as I'm stubbornly averse to any exercise requiring laying on the floor.  </p> <p>Within weeks of therapy and home exercises, the pain had subsided enough for me to consider a gentle swing in the backyard. A few easy swings with the 7-iron and all felt good. No added discomfort.</p> <p>To prepare for a game, I enrolled in an online course called 'Pain Free Golf' by Croker Golf System. The course helped me adjust my swing to avoid re-injury.</p> <p>To further protect my lower back, I purchased two helpful devices. A ball pick-up device which attaches to the handle end of the putter ($10 approx. from the local pro shop) to enable retrieving my ball from the cup without bending forward. A second device I found was the 'easy tee-up' ($130 approx. - search “Easy Tee Up” online) which helps me tee up the ball without bending down to the ground.</p> <p>Now, six weeks after my herniated disc incident, I'm playing almost painless golf again, and my game has even improved. I never would have thought that a herniated disc would ultimately improve my golf game, but the experience taught me the importance of taking better care of my body and using the right resources to get back in the swing.</p> <p>To all fellow golfers, take care of yourselves and don't give up hope if you ever find yourself in the same situation. There are plenty of people and resources available to help you get back to playing the game you love - with no or low back pain.</p> <p><em>About the writer: Mike Searles is a Melbourne retiree who loves playing golf.</em></p> <p><em>Image: Shutterstock</em></p>

Body

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Fun ways to boost memory in seniors

<p dir="ltr">Memory issues can seriously deteriorate the quality of life for seniors. To reverse the typically progressive process of memory loss, many solutions have been put forward. These include creative leisure activities aimed to work on the senior’s brain while providing relaxation.</p> <p dir="ltr">To work on a senior’s memory, it’s optimal to have them work on a project, focusing and seeing the work being done. There are plenty of games and activities available to help memory.</p> <p dir="ltr"><strong>Paint by Numbers</strong></p> <p dir="ltr">Paint by Numbers is a creative art form that involves painting a pre-drawn sketch on a linen canvas with reference numbers. It helps stimulate the intellect and senses. They’re available in colour books as well, you can find them at your local Kmart and select supermarkets.</p> <p dir="ltr"><strong>Diamond painting</strong></p> <p dir="ltr">Diamond painting is a manual activity where the senior creates beautiful pictures using rhinestones to stick onto a self-adhesive canvas. It calls for concentration, reflection, memorisation, and patience from the practitioner, which is beneficial for working on memory.</p> <p dir="ltr"><strong>Scratch painting</strong></p> <p dir="ltr">Scratch painting is a fun activity that involves scratching a picture with a coin or stylus, like a lottery scratch-off. It requires interest and concentration from the individual, who will enjoy the final picture and benefit their memory.</p> <p dir="ltr"><strong>Music therapy</strong></p> <p dir="ltr">Music therapy is used to treat and alleviate disorders, such as relational, behavioural, and communication difficulties. It also has benefits for seniors with memory problems, as it allows them to mobilise concentration, emotions, and memory in a playful way.</p> <p><span id="docs-internal-guid-70e6c7d1-7fff-2c54-f0e3-9408829a216a"></span></p> <p dir="ltr"><em>Image credit: Shutterstock</em></p>

Mind

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How to downsize without leaving the suburb you love

<p style="text-align: left;">If you find yourself rattling around in a home that now has too many rooms to clean, and you’d prefer to spend more time doing things you love rather than household chores, it might be time to downsize. Not only can downsizing your property simplify your lifestyle, it has the potential to free up some funds as well. If you manage your ‘empty nester’ status well, it can become a profitable nest egg!</p> <p style="text-align: left;">But downsizing to a smaller home can be a daunting process. You may not be ready for the close proximity of a retirement village, nor are you keen to leave the neighbourhood you love. You have great neighbours, you’re close to family, and you have all the amenities you want nearby, but your house just doesn’t suit your lifestyle anymore.</p> <p>So, what are your options? There are in fact a couple of great alternatives to packing up and leaving everything you’ve known behind: building a dual occupancy home or a knockdown rebuild on your existing block of land.</p> <p><strong>What is a dual occupancy development?</strong></p> <p>A dual occupancy home design, also known as a ‘duplex’ or ‘multi-dwelling’, can come in a variety of layouts: either two attached dwellings side by side, where both properties have street frontage, or one behind the other, where there’s a driveway down one side of the property. A dual occupancy home is a great consideration for those who:</p> <ul> <li>Want to remain in the same area but don’t need as big a house.</li> <li>Want a low maintenance lifestyle.</li> <li>Have a large block in an area where land prices are increasing.</li> <li>Want to realise some of the equity in the land.</li> <li>Want to create an ongoing income stream through an investment property.</li> </ul> <p style="text-align: left;"><strong>Unlocking wealth with a dual occupancy home design</strong></p> <p>The Australian property boom has made many people many millions. But the fact is that the wealth lies in the land not in the dwellings themselves. Many people who have owned a slice of the Aussie Dream for more than 10-15 years are sitting on potential gold, however all their equity is tied up in the land beneath their house. For empty nesters that are ready to downsize, this offers enormous opportunity.</p> <p>It’s no surprise that dual occupancy house designs are increasing in popularity. There are a number of ways you can capitalise on this opportunity:</p> <ul> <li>Live in one house and sell the other.</li> <li>Live in one house, then rent the other one. This provides a potential income stream and is particularly great if your property is in an area where rental supply is low.</li> <li>Sell both houses and live somewhere else. This option works well in areas where housing stock is low and demand is high – and when you’re prepared to find somewhere else to live!</li> </ul> <p>There are some design limitations when it comes to building a dual occupancy home due to the somewhat restricted footprint, and a number of things to consider such as the size of your block, street frontage, driveways and council approvals. Thankfully however, experienced homebuilders such as Metricon have the expertise and know-how to provide you the guidance you need to make the most of your asset.</p> <p><strong>Knockdown rebuild – build a brand-new home, wherever suits your lifestyle</strong></p> <p>“Don’t move your life, improve your life!” is a fitting motto for those looking to take advantage of their great location by building a more suitable home for their life stage. If you really love where you live but your home just isn’t right for you any more, then there are two likely options: a renovation or a knockdown rebuild.</p> <p style="text-align: left;">A knockdown rebuild is especially a great option when you are looking to downsize – such as replacing your double storey home with a more suitable single storey option. Perhaps you are weighing up the option of moving but also hoping to build new. Let’s explore your options.</p> <p style="text-align: left;"><strong>To renovate or rebuild?</strong></p> <p>Before jumping on the renovation bandwagon, assuming it is an easier option, there are a few factors to consider that may ultimately influence your decision. These can include: the extent of your renovation, the comparable costs between renovating and rebuilding, and the expected increase in value of your property. Other factors such as the condition of your home (some old homes can’t cope with structural changes), and ongoing expense (a new home is typically cheaper to maintain than an older home), may preclude you from renovating.</p> <p>Renovating can often result in unforeseen cost blowouts and uncover previously hidden or undiscovered faults. There’s also the hassle of shifting furniture, isolating rooms, living in only part of your home or moving out completely during the renovation. A knockdown rebuild however, may be easier and deliver a more satisfying result than you think: a brand-new home where everything is clean and reliable, in a floorplan that matches your desired lifestyle perfectly.</p> <p><strong>Re-locating and building new</strong></p> <p>If you’re looking for a complete lifestyle change when downsizing, perhaps weighing up the options of a sea or tree change, you can have the best of both worlds and build your dream home to perfectly suit your new location. </p> <p><em>Images: Getty</em></p>

Downsizing

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These senior dogs are paws-itively perfect

<p>US photographer Amanda Jones has built a remarkable career capturing the bond between people and their furry best friends, and now, she has taken things a step further with her Dog Years Project. </p> <p>The endeavour sees Jones photographing animals at different points in their lives, from puppyhood to their senior years, to illustrate the bond people share with their canine companions. </p> <p>“A dog’s love is timeless,” the official Dog Years Project’s website explains. “The bond we share with our canine companions deepens and matures in their journey from playful pups to wise old friends. </p> <p>“Dog Years Project is a beautiful collection of the lives of 50 dogs. In portraying each dog at both young and old ages, photographer Amanda Jones reveals the unique spark of personality that lasts a lifetime. </p> <p>“This powerful collection of photographs reminds us that life really is better with a dog by your side.”</p> <p>Jones’ first dog, a gorgeous long-haired Dachshund named Lily, served as the inspiration for the entire project. Lily was photographed from the first day she joined Jones’ family, and Jones’ next Dachshund, Benny, was the next to feature in the 10 year project.</p> <p>“It was the passing of this VERY special dachshund [Lily] at the age of 15 that inspired Amanda to look back at previous shoots and compare the young imagery with the older photographs,” a post to Jones’ Instagram explained. “Her young and old is a good one, don’t you think? Of course, we’ve got all the years in between as well. What a dog she was! We miss her around the studio each and every day.”</p> <p>And one commenter summed it up well when they admitted, “this really made me cry. I always loved older dogs even more than I love puppies. They all have strong personalities and look like those people with many stories to tell … To those of you who can enjoy your beloved ones pics in this project, be sure you’re blessed.”</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/CbGx3wfOyF1/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/CbGx3wfOyF1/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Amanda Jones (@amandajonesinc)</a></p> </div> </blockquote> <p>The collection of photos see two side-by-side images of the same dog, with some as young as six months old in the first shot, and some as old as 16 years in the second - at different points in their lives, highlighting the differences while revealing the unique personalities that last them a lifetime.</p> <p>As Jones has put it, she believes “people can relate to the visible ageing process that the images show. I think senior dogs in general stir up strong emotions in people.”</p> <p>Jones’ pictures have been compiled into a book titled <em>Dog Years: Faithful Friends, Then &amp; Now</em>, with Jones noting that while working on the publication, she “rejoined dogs, couples, and families” she had met years prior. </p> <p>“Some dogs had been lost to illness and accidents,” she said. “Most are living amazingly long, happy lives in perfect surroundings.”</p> <p>And perhaps most importantly, as Jones herself explained, “one thing that remains constant is the love people and dogs have for each other.</p> <p>“That does not change, no matter how many dog years go by.”</p> <p><em>Images: @amandajonesinc / Instagram</em></p>

Family & Pets

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AFL legend Gary Ablett Senior suing for brain damage

<p dir="ltr">An AFL legend is taking legal action against two of his former clubs for injuries he sustained during his career.</p> <p dir="ltr">Gary Ablett Senior is suing both Hawthorn and Geelong football clubs for concussions he suffered that have left him with lasting brain damage, according to a brain scan he underwent last year.</p> <p dir="ltr">Ablett claims that the clubs breached their duty of care, as they "knew or ought to have known of the potential long-term consequences of concussion suffered by the plaintiff".</p> <p dir="ltr">His lawyer Michel Margalit said Ablett was dealing with significant health problems as a direct result of his on-field injuries.</p> <p dir="ltr">"He's not doing well. He's had significant illness over the previous years and he's finding that he's struggling more and more as time goes on," she told ABC News Breakfast.</p> <p dir="ltr">"He has really significant medical and care needs, and there are just no funds available through the AFL Players Association or any other hardship fund to assist him with those care needs."</p> <p dir="ltr">Ms Margalit would not say how much Ablett was seeking but said it was a significant claim.</p> <p dir="ltr">"It is a very substantial case and could be really at the upper range of the allowance permitted by the compensation schemes in Victoria," she said.</p> <p dir="ltr">"This could be multiple millions of dollars."</p> <p dir="ltr">Ablett played his first VFL season with the Hawks in 1982 and was with Geelong for the remaining 13 years of his career, kicking 1,031 goals in his 248 games before retiring in 1996.</p> <p dir="ltr"><em>Image credits: Getty Images</em></p>

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